No matter if your home is a condo or a McMansion, it is your castle. You need an insurance policy comprehensive enough to return your property to its original condition should anything disastrous happen.
Having the right policy will ensure that in the event of misfortune, you can recover from the loss to your damaged property. The policy also covers personal liability so when the dog bites, or the deliveryman falls down the front steps, you will be protected.
If you rent your house or apartment, you need a renters policy. You are not covered under your landlord’s insurance. Not only will a renters policy protect your personal belongings, but it will also provide liability coverage. Whether a guest falls or you flood your neighbor’s apartment, you could be left footing the bill. Protect yourself and your belongings with a tenants policy.
All automobile policies are not created equally. Whether your car is 15 years old or fresh off the lot, we can help you choose the policy that is right for the way you and your family drive. Our access to numerous companies with competitive rates and discounts available ensure your protection no matter if you’re taking a minivan full of kids to soccer or hopping in a roadster to get away for the weekend.
An umbrella, or excess liability policy as it is sometimes called, is an affordable, extra layer of protection in the event you are sued. Not only does it provide an additional dollar amount, but in many cases the coverage is broader than that found in a standard auto or homeowners policy. Whatever your income, protect the assets you’ve worked so hard for. You don’t have to be a millionaire to be sued like one.
Your engagement ring. The grandfather clock you inherited. Your new contemporary painting. These items, as well as other collectibles, are valuable to you both monetarily and sentimentally. While homeowners policies provide limited coverage for these items, a Valuable Articles policy will insure them fully without a deductible.
Whether your farm is your livelihood or your hobby, insuring it properly makes good business sense. Our companies will write a farmowners policy that is specifically tailored to protect the unique exposures of your farm. In addition to covering your buildings, machinery, crops, and livestock, we also provide liability coverage in the event your mischievous little pigs escape while taking them to market.
There is nothing like the feeling of taking your bike down an open road. How and where you shop for motorcycle insurance is important. We’ll write your policy based on your bike and your lifestyle, making sure you get the right coverage for the best price. No matter if you own a cruiser or a scooter, we’ll make sure the riding is easy.
We understand your passion for adventure. Whether you have a motor home, travel trailer, popup, or fifth wheel, your RV is an investment. Because it’s more than a mode of transportation, we can help you protect it with a policy tailored to meet your needs. Drive with peace of mind knowing your policy provides you with the right coverage no matter what your destination.
Watercraft can mean anything from a jet ski to a yacht. Choosing the right insurance for your watercraft is as important as choosing the right boat. There are numerous coverages available – from on-water towing and total loss replacement to coverage for your trailer. We can help you navigate these choices so that you and your family can relax and enjoy your time on the water.